Permission to link the RuPay credit card to the Unified Payments Interface (UPI) was granted by the National Payments Corporation of India (NPCI) in 2022. You can scan the QR code at merchant locations using the RuPay credit card on UPI facilities. Via the UPI app, credit card payments are accepted. Eight banks are now able to connect RuPay credit cards to UPI.
In 2022, the National Payments Corporation of India (NPCI) granted permission for linking the RuPay credit card to the Unified Payments Interface (UPI).
You can use your RuPay credit card to scan QR codes at merchant locations that accept UPI payments. Via the UPI app, credit card payments are accepted.
Eight banks are now able to connect RuPay credit cards to UPI. Punjab National Bank, Union Bank, Indian Bank, HDFC Bank, Canara Bank, Axis Bank, Kotak Mahindra Bank, and BFSL are some of these banks.
Credit Card for UPI RuPay by HDFC Bank
With this card, you can earn three percent cashback points (up to 500 points) on PayZapp, groceries, supermarket purchases, and dining expenses each month.
Take advantage of monthly 2 percent payback points (up to 500 points) on utility purchases.
Get 1% reward points on monthly purchases, up to 500 points, except airfare, pocket loads, EMIs, petrol, and government charges.
Credit Card: IRCTC SBI RuPay Platinum
Within 45 days after the card’s issuance, purchase Rs 500 or more to receive a bonus reward of Rs 350.
When purchasing AC1, AC2, AC3, Executive Chair Car, and Chair Car tickets via the IRCTC website or mobile app, reward points will provide you with a 10% value refund.
Waiver of 1% transaction fee while purchasing train tickets using the IRCTC app
The benefit of 1 reward point for every 125 rupees spent at retail non-fuel
Four complimentary railway lounges (one per quarter) in a year
The Super Saver RuPay Credit Card from ICICI HPCL
You get 2,000 reward points, Rs 100 cashback, and welcome benefits on the HP Pay app.
Every month, HPCL pumps offer 4% cashback on fuel purchases, up to a maximum of Rs 200.
Earn five percent reward points for spending money in grocery stores, department stores, and on energy bills.
For every Rs 100 spent on retail, you receive two reward points.
Conclusion:
RuPay credit cards are now unlocking the convenience of UPI for online payments, bringing exciting benefits and seamless spending. Not only does it offer the ease of UPI, but linked RuPay cards also come with rewards, insurance coverage, and potential fee waivers.
